A minor car accident or road debris can chip or crack your windshield. … However, you can have your windshield repaired or replaced for free in Florida. There is a statute in Florida that prevents car insurance companies from applying a deductible to windshield repairs or replacements.
Does Florida offer free windshield replacement?
If you live in Florida and you have full coverage auto insurance and/or comprehensive coverage on your auto insurance policy, you qualify to have your windshield replaced for free!
Is windshield replacement covered in Florida?
Windshield Replacement in Florida is Free. … However, in Florida, if you have comprehensive coverage you can have your windshield repaired or replaced for free! A Florida statute prevents car insurance companies from applying a deductible to windshield repairs or replacements.
Who pays for windshield replacement in Florida?
In Florida car insurance companies must cover the costs of windshield repair by law (FL Statutes, Sec. 627.7288). If you have bare minimum auto insurance then you will have to pay for repairs or replacement yourself. If you have a comprehensive car insurance policy your insurer must pay for any windshield or repair.
How many times can you get your windshield replaced for free in Florida?
There’s no limit to how many replacements you get.
You are entitled to coverage and replacement WHENEVER you have damage no matter how often it occurs.
How much does it cost to replace a windshield in Florida?
No matter the vehicle size, fully replacing a windshield will likely cost anywhere from $167.80 to $1646.34 in Florida, which takes into account the full spectrum of values we have in our database for all Florida quotes.
Is it illegal to drive without a windshield in Florida?
All vehicles other than motorcycles and husbandry implements that are required to have a windshield that is in an upright and fixed position. All vehicles must have windshield wipers that remove rain and other types of moisture from the surface of the windshield.
What is the windshield law in Florida?
The Florida windshield replacement law (also known as Florida auto glass replacement law) is a statute that waives windshield repairs. So, if your windshield needs repairs or replacement, your auto insurance provider is prohibited from applying a deductible. The windshield repair, or replacement is done for free.
Is it illegal to drive around with a cracked windshield?
To ensure the safety of everyone on the roads, it is illegal to drive with shattered glass or glass that has sharp edges exposed. Drivers cannot operate vehicles if the windshield has any crack or discoloration that obstructs or interferes with their ability to see clearly.
Does PIP insurance cover windshields in Florida?
So we currently have that 10,000 dollars in PIP that we all carry as drivers under a no-fault system.” The new system would require drivers to have insurance that carries a minimum of 25,000 to cover injuries. … Currently broken or cracked windshields are fixed at no cost to the policyholder.
How many windshields are replaced every year?
Facts. Auto glass technicians make an average of about US$30,000/year. 13-14 million windshields are replaced each year.
How big does a windshield crack have to be?
The Repair of Laminated Automotive Glass Standard (ROLAGS) guide published by the National Windshield Repair Association (NWRA) states that chips or bullseyes up to 1 inch in diameter or cracks as long as 12 to 14 inches in length can be safely fixed.
Can you drive with a cracked windshield in Florida?
This may come as a surprise to many drivers, but yes, you can be pulled over and ticketed for having a cracked windshield. An officer can also determine that your vehicle’s cracked windshield is too severe for driving on the road.
Does claiming windshield affect premium?
Generally, a glass claim to repair or replace your windshield shouldn’t have much of an impact (if any) on your car insurance rates. … Generally, insurers see multiple claims as an increased risk, which could translate to higher premiums.